Why did my auto insurance premium increase at renewal if I didn't have any accidents or tickets?

At Toggle, we are committed to providing affordable auto insurance and keeping our prices as competitive as possible. However, occasionally we need to adjust our pricing due to certain external factors that arise. A few of the reasons for a particular rate increase include: an increase in accidents as more drivers are on the road, high inflation that increases the cost of claims, and the rising cost of repairs due to supply shortages.